![]() ![]() Having the best credit score possible is advantageous when purchasing your home loan. Just enter in how much you can comfortably afford each month for a mortgage payment to get a glimpse of what your monthly payments would be if you bought today. You can do this using our mortgage calculator. You may also get in touch with us as we have plenty of mortgage bankers that are willing to help.Īfter you get an idea of housing costs in your desired area, it’s really important to determine how much you can actually afford. You can do a quick search of actual multiple listings service (MLS) in your area on a number of websites including the National Association of Realtors. Your first task is to look around at the kind of houses available in the neighborhood you’re interested in. Where do you start? What’s the process like? Am I really ready to do and own this thing? Here are 5 quick points that will help you through the process of making the biggest single investment of your life. The thought of writing another check that’s not going towards your financial future is too much. She also enjoys running, golfing, attending UT football games, and spending time with her husband at their condo in Port A.ĥ Things to Consider When You’re a First-Time Homebuyer.Kristin enjoys spending time with her family, expressing her proudest moments as the births of her four grandchildren, Michael, Dean, Sutton, and Parker.She has won numerous awards for her outstanding accomplishments in the mortgage industry including the Five Star Mortgage Professional and the 2017 Sente Top Producer Award just to name a few.Kristin has been in mortgage lending for over three decades and was the President of the Austin Mortgage Bankers Association in 1989.Kristin is a long-time resident of the Austin area, and she also attended the University of Texas at Austin.The Carroll Team understands that to be successful as a mortgage lender you have to consistently exceed customers’ expectations. Kristin joined the Milestone Mortgage team that ultimately founded Sente in 2000. ![]() Kristin Carroll is the founder and lead mortgage banker for The Carroll Team.
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